我能夠負擔的是什麼
2005-05-20 16:16
在您承諾購買產業之前，首先您應當規劃及預算，以協助您確定您所能夠承擔的數額，以及您欲購買之產業的頂價。作為參考，您支付房屋與汽車分期付款以及其他的付款，不應超過您的每月家庭總收入的三分之一。
您的籌資來源可以是以下所有的或其中的任何組合：
- 儲蓄
- 從雇員公積金戶口中提出款項
- 金融機構提供的貸款
What Can I Afford
Before you commit to purchase a property, you should first work out a budget to help you determine how much you can afford and the ceiling price on any property you may wish to buy. As a guide, your monthly commitments on paying instalments for your house, car and other payments should not exceed 1/3 of your gross monthly household income.
Your source of funding can be all or any combination of the following:
- Savings
- Withdrawal from Employee Provident Fund (EPF) account
- Loan facility from a financial institution
